This material is provided for educational and informational purposes only and does not constitute an offer to buy or sell any securities or investment products. Brady Schmidt does not provide legal, tax, or securities advice. Clients should consult their own attorney, CPA, or qualified financial professional regarding their specific situation. Referrals to trusted advisors we work with upon request. Harvest Income Solutions & Insurance / Brady Schmidt is licensed by the California Department of Insurance and is licensed in CA # 601042.Harvest Income Solutions, Inc. is an independent agency, Brady is an independent agent representing many of the top insurers -He's not a captive agent & therefore presents a plethora of options from those companies deemed to provide the best solution for a clients individual needs. Though Brady is compensated by insurers for placing business recommendations are based on what is deemed best for a client, as agreed upon by the client, and is not commission driven. Brady's allegiance is to the client's best interest, not the companies he places business with. Nor are they based on any insurer or marketing agency perks, trips or otherwise. Only when suitable, appropriate and fully aligned with an individual(s) goals & risk tolerance may a variety of fixed and/or fixed-indexed annuity products be presented as part of an overall retirement income strategy. Guarantees provided by fixed annuities are backed solely by the claims paying ability of the issuer & not FDIC insured or government sponsored. Annuities are long term in nature, may contain certain fee & restrictions and they are not suitable for everyone. Some content may include links to third-party websites. We do not control, endorse, or guarantee the accuracy, security, or privacy practices of third-party content or websites. Accessing external links is done at your own risk. This site may contain affiliate links. We may be compensated if a purchase is made directly with an affiliate via a link, at no additional cost to you. Any data shared with third-party partners, when applicable, is used solely for the stated purpose and not for unrelated marketing. Testimonials should not be relied on in making your conclusions or financial decisions. No clients were compensated for providing their testimonial. We occasionally ask clients to provide feedback publicly as to their experience in working with Brady Schmidt. Testimonials are from those clients that provided their permission, therefore, comments shown may not be representative of all client opinions or experiences. Positive comments should not be construed as a guarantee that Brady Schmidt, Harvest Income Solutions, will be able to provide a client with the same satisfactory results though every effort is made to deliver high quality service. There can be no assurance the clients that provided a past testimonial would have similar comments in subsequent years, or remain clients.